'With the recent developments and changes, real estate market are getting better'

'With the recent developments and changes, real estate market are getting better'

Lower interest rates, the establishment of the Real Estate Regulatory Authority and the government’s demonetisation move, are likely to make the property market more structured and consequently, the best time to invest, believes Rohit Raj Modi, VP North, CREDAI National

While there has been a slump in the market across the country, this is the best time to buy, as sales have started to gather momentum again, says Rohit Raj Modi, VP North, CREDAI National, speaking to Housing News

Q: What is your view on the current market scenario?

A: The housing market has witnessed a downward trend for past two years. However, sales have picked up again, on account of a few positive developments. Interest rates have come down and inflation is under check. The Real Estate Regulatory Authority (RERA) is a reality in the making, which will make the market more structured.

The confidence among the buyers is back and this is reflected in the sales during September 2016, as compared to the corresponding period in the previous year. As per industry estimates, sales have increased by 11% and 28% in the National Capital Region and the Mumbai Metropolitan Region, respectively. In the next three to four quarters, sales should increase further, on account of improving market sentiments.

Q: What is the reaction among developers, over the enactment of the RERA? Are developers now trying to complete their projects, before states roll out the rules/regulations of the RERA?

A: The developer community has welcomed the implementation of RERA. It will bring more transparency and accountability in the market. Effectively, all states have been asked to implement the rules of RERA by May 1, 2017. There is no deliberate attempt to finish projects, in view of the RERA. Developers always focus on completing their projects, as soon as possible.

Q: While you suggest that sales velocity has picked up, unsold inventory remains a concern, especially in the NCR and MMR. What is your view?

A: The term inventory has often been incorrectly used in the media and the market. It refers to the ready stock of the inventory. However, in a project, the dilution of inventory may take at least four to five years. In the next three to four quarters, stocks will dry up, as things are getting better for the real estate market, with recent developments.

Q: How is the scenario different in a tier-2 town, as compared to a metro?

A: The situation in tier-2 towns and cities is better, when compared to the metros. Earlier, the supply of units far exceeded demand. Now, sales have picked up and the demand-supply gap has reduced in tier-2 cities, as well. This has made the situation better. Also, most of the people living these cities are self-employed, as compared to people living in the metros who pay home loans and are bound by appraisal cycles. Thus, the markets in tier-2 cities and towns are fairly stable.

Q: How will the recent demonetisation drive affect the realty market? Which segment will be impacted the most?

A: The move has a lot of positives for the industry at large: It is primarily the resale market that will be affected by the move, as it has a large component of unaccounted cash or money in its transactions. Thus, the move will bring the resale market on a level playing field with the primary market, where you have under-construction properties.

Demonetisation will also help the government and the RBI, to recapitalise the banks and lower the fiscal deficit of the country. This in turn, will lower the lending rates, bring down the cost of mortgages and increase accessibility to funds.

This will also strengthen the hands of the government and enable it to announce various incentives in the coming fiscal, such as greater spending on infrastructure, low-cost housing, etc.

Q: What is your advice to buyers of residential properties?

A: This is the best time to invest in the real estate market. Those waiting for any miracle or rate correction, may miss the bus, as the time is now ripe, to reap the benefits of the various incentives offered by developers.

Source: https://housing.com/news

Raw Honey and its Benefits for skin...

Raw Honey and its Benefits for skin...

Honey is the oldest sweeteners on earth, and some interesting facts, some great recipes and a few cautions. Honey's often thought of as a healthier sweetener, but you might be surprised to learn that this ingredient has tons of skin and hair benefits, too.  To make honey Bees swallow, digest and regurgitate nectar; this nectar contains almost six hundred compounds. We need our bees, so let’s do everything we can save them and keep them alive here on this planet.
Honey is so good we have included it in our list of beauty products that should be in your make up room right now.
Honey can help moisturize, fight bacteria, and fight aging. Plus, it’s loaded with antioxidants, nutrients, and healing compounds. Next time when you’re browsing the grocery store shelves, look for raw honey, which hasn't been heat-treated or pasteurized; it contains more active phytonutrient antioxidants and enzymes for enhanced benefits. Here are a few ways to put the ingredient to use (sometimes with the help of some other natural ingredients).

Face Pack

Honey face mask or packs can be used in combination with many ingredients to achieve different results. Below mentioned are some recipes you can try at home.

Tri it:  Honey with Lemon, This is an excellent face pack that helps in drying existing acne, and fades blemishes without being too harsh on the skin. Honey moisturizes and stops new acne from forming. First, clean your face, then apply the pack and let it sit for 20 minutes before you wash and moisturize.

Pore Cleanser

The enzymes in raw honey clarify skin and keep pores clean and clear. Plus, the antibacterial properties of honey and coconut oil also prevent bacterial build-up that can lead to skin imbalances and breakouts.

Try it: Stir one tablespoon raw honey with two tablespoons coconut oil until the mixture is spreadable consistency. Apply to clean, dry skin, and massage gently in a circular motion, avoiding your eye area. Rinse with tepid water.

Moisturizing Mask

Honey is natural humectants, meaning it draws moisture from the air into the skin and ensures it's retained it in the layers where it’s needed most for penetrating, long-lasting hydration.

Try it: Spread one teaspoon raw honey on clean, dry skin, and let sit for 15-20 minutes. Rinse with tepid water.

Gentle Exfoliator

Honey is loaded with antioxidants, enzymes, and other nutrients that nourish, cleanse, and hydrate skin. Baking soda, meanwhile, is a gentle natural exfoliator that removes dead skin cells, allowing new cells to emerge for a radiant complexion.

Try it: Mix two tablespoons honey with one tablespoon baking soda. Splash your skin with water, and then gently rub the concoction on your face or body in a circular motion. Rinse well.

Bath Soak

Honey's not just hydrating; its antioxidants will repair skin and protect it against oxidative and environmental damage.

Try it: Mix two heaping tablespoons raw honey with one cup hot water until dissolved. Add to a tub of warm water, and soak.

Scar Fader

Honey is said to lighten skin, and its anti-inflammatory and antibacterial compounds help to decrease the appearances of scars and increase healing and tissue regeneration. The hydrating properties of honey and coconut oil or olive oil will also help revive skin cells, while regular, gentle massaging will increase circulation to aid skin recovery and cell turnover.

Try it: Mix one teaspoon raw honey with one teaspoon coconut oil or olive oil. Apply to the affected area, and massage with the tips of your fingers in a circular motion for one to two minutes. Place a hot washcloth over your skin, and let sit until cool. Repeat daily.

Cuticle Moisturizer

Raw honey is loaded with nutrients and enzymes to nourish and heal skin, and it's a natural humectants, meaning it draws moisture into the skin. Coconut oil conditions and protects, while the acetic acid in apple cider vinegar softens hard skin and balances pH for healthy growth.

Try it: Mix one teaspoon honey with one teaspoon apple cider vinegar and one teaspoon coconut oil. Rub over each cuticle, and let sit five to 10 minutes, then rinse.

Acne Treatment

Honey contains antibacterial and antifungal properties that thwart bacteria that can lead to breakouts. Its anti-inflammatory properties will calm redness and irritation.

Try it: Apply a dab of raw honey to affected areas, and sit for 10-15 minutes. Rinse with tepid water.

Shampoo Booster

The humectants properties of honey help regulate and retain moisture in hair, plus honey is said to strengthen hair follicles for healthy growth.

Try it: Mix one teaspoon honey with a dime-sized amount of your favourite shampoo. Wash and lather as normal and rinse well.

Hair Highlighter

The enzyme glucose oxidise in honey slowly releases hydrogen peroxide, an ingredient known to lighten hair color.

Try it: Mix three tablespoons honey with two tablespoon water. Apply to clean, damp hair, and let sit for an hour. Rinse well. Apply weekly for best results.

Sunburn Treatment

Honey restores hydration to the deepest layers of sun-exposed skin—and both honey and aloe vera contain powerful anti-inflammatories to calm burned skin and aid recovery.

Try it: Mix one part raw honey with two parts pure aloe Vera gel. Apply to sunburned skin.

Hair Conditioner

The enzymes and nutrients in raw honey give dull hair shine without weighing it down. Coconut oil penetrates the hair shaft to condition and smooth the cuticle and give your strands the lustre you crave.

Try it: Mix one tablespoon raw honey with two tablespoons coconut oil. Apply thoroughly to the bottom two-thirds of damp hair, starting at the ends and working up. Let sit for 20 minutes, and rinse well.

Sorce: http://www.womenshealthmag.com/beauty/beauty-uses-for-honey

Foods That Control Blood Sugar (Diabetes & Diet):

Foods That Control Blood Sugar (Diabetes & Diet):

Diabetes is not a death sentence. It is a disease which comes with our lifestyles that one can manage and live with. There are many simple, natural ways to keep blood sugar levels under control and hence reduce complications.  However, please do take your doctor's advice seriously and consult him/her before trying anything new.

When you have type two diabetes, what you eat can help you control your blood sugar, stave off hunger, and feel full longer.

“Diabetes is when your blood sugar or glucose levels are higher than normal. Its carbohydrate foods like Cereals, Rice, breads, pasta, Milk, fruits and desserts that can cause this rise," says Diabetes specialist.

Your diet plan should focus on the amount and type of carbs you put on your plate throughout the day.

But it’s also important to have favorite foods you enjoy. You want to eat enough food so that you feel satisfied and avoid overeating and poor choices. Here are few foods that Specialists says can help keep your blood sugar under control and make you happy and healthy to live.

Raw, Cooked, or Roasted Vegetables:

Raw, Cooked, or Roasted Vegetables are always good for health and also these add color, flavor, and texture to your meal. Choose tasty, low-carb vegetables, like onions, eggplant, mushrooms, Brussels sprouts, tomatoes and low-carb squashes, like zucchini. Start adding them with dips such as low-fat dressings, guacamole, hummus, and salsa, or roasted with different seasonings such as garlic, rosemary or cayenne pepper.

Water:

A study says that increased water intake plays a vital role in how the body regulates blood sugar levels. When the body is dehydrated, vasopressin, a hormone that helps to hydrate the body, signals the liver to produce more glucose, which increases blood glucose levels.

Greens veggies:

Go beyond your regular salad and try spinach, kale and chard. (They’re healthy, delicious, and low-carb.)

Roast kale leaves in the oven with little olive oil for quick, crunchy chips. You can also mix greens in with roasted vegetables to add flavor, texture or serve them with a little protein, like salmon.

Chia seeds:

Chia seeds are a wonderful food for people with diabetes.

They’re extremely high in fiber, yet low in digestible carbs.

In fact, 11 of the 12 grams of carbs in a 28-gram (1-oz) serving of chia seeds are fiber, which doesn’t raise blood sugar.

The viscous fiber in chia seeds can actually lower your blood sugar levels by slowing down the rate at which food moves through your gut and is absorbed. Chia seeds may help you achieve a healthy weight because fiber reduces hunger and makes you feel full. In addition, fiber can decrease the amount of calories you absorb from other foods eaten at the same meal.

Additionally, chia seeds have been shown to reduce blood pressure and inflammatory markers.

Note: Chia seeds contain high amounts of fiber, are low in digestible carbs and may decrease blood pressure and inflammation.

Fruits:

Fruits like oranges, grapes, melons, berries, sweet limes and lemons have insulin properties, which help to control blood sugar levels naturally. But few fruits are there Diabetes should avoid completely. Those fruits are avocados, olives, pineapple, and watermelon.

Low-calorie Drinks:

Plain water is always good, but even water infused with fruits and vegetables are more interesting. Cut up a cucumber or lemon and put it in your water, or add ice cubes with some flavoring in them.

If you’re not a hot tea drinker, try cold tea with lemon or a cinnamon stick.

“Not only are these beverages low-carb, they can also help fill you up so you don’t crave other foods.

High-fiber Foods:

Fill up on these to keep from overeating or choosing the wrong foods.

Try legumes like dried beans, peas, and lentils. You can even enjoy a black bean and corn salsa with your raw vegetables.“These foods still have carbohydrates but they have an interesting flavors [that help keep you satisfied] Diabetes-Friendly Drinks and Cocktails”

Proteins:

Powers recommend Eggs, Cottage cheese, Greek yogurt, and lean meats. And don’t forget treats. “Peanut butter on a celery stick is a good protein and fat mix for a healthy, yummy snack. You can also snack on a lower-fat cheese stick or a beef jerky stick -- but keep an eye on how much sodium is in it.

Overall, your dieting plan “shouldn’t be routine or boring, It should include the foods you love with a balance of carbs.

Source:http://www.webmd.com/diabetes/features/diabetic-diet-6-foods-control-blood-sugar#1

Interesting Facts About Lemons You Should Know

Interesting Facts About Lemons You Should Know

Lemons are a species of small evergreen tree native to Asia.
Lemons are rich in vitamin C.
Lemons are a hybrid between a sour orange and a citron.
Lemon trees produce fruit all year round.
Lemon trees can produce more than 500lbs of lemons every year.
The high acidity of lemons makes them good cleaning aids.
Lemon zest, grated rinds, is often used in baking.
Lemon tree leaves can be used to make tea.
Arizona and California produces most of the United States’ lemon crop.
The most common types of lemons are the Eureka, Meyer and Lisbon lemons.




When we were kids, our first introduction to lemons wasn't so good. But now that we're all grown up, we actually like the tasty tangy flavour it adds additional taste to our recipes for chicken, cookies Etc, but most importantly, cocktails.
But now our bonding with lemons has moved from the kitchen to the bathroom, as we incorporate this citrus fruit (lemon) into our beauty regimen. Lemons are a great source of Calcium, vitamin C, magnesium and potassium -- minerals and antioxidants that improve the appearance and condition of our skin, hair and nails.
So here are the awesome uses for lemons you should know.
Lemons for acne and blackheads. The antibacterial and antifungal properties of lemon make them a natural alternative to treat acne. Simply slice open a lemon and rub it across your face. Or you can add a few drops of honey to a lemon half before applying it directly to the affected area where you have blackheads. Wait 5 to 10 minutes before rinsing off with cold water.

Teeth whitener.

Professional treatments for Teeth whitening can cost a fortune. Save your money and time with a homemade teeth whitener using lemon juice and baking soda. Mix the two ingredients into a solution and put onto your teeth with a Q-tip. Leave on for less than one minute (the acid is strong enough to break down tooth enamel) and gently scrub off with your toothbrush.

Get rid of oily skin.

To get oil free skin we do some pretty weird ways to bring down the glow on our faces, including costly medicines. But swing a cotton swab with a little lemon juice is just as effective. Try doing this before going to bed and wash your face the next morning to prevent oily skin.




They fade dark spots and blemishes. 

Ugly Acne scars and marks are embarrassing and a pain to get rid of. Lemon juice's citric acid gradually fades spots and you will get back your even tone. Be cautious of open wounds or cuts on the face, as it can sting real bad.

Strengthen nails.

There are so many nail hardeners on the shelves at your local medical store, but you can get the same results – that to naturally – by using lemon juice and olive oil. The solution will not only condition weak and fragile nails, but it will also whiten yellowing nails.





Brighten your hair colour. 

The cheapest way to brighten your hair colour. Mix 1/4 cup of fresh squeezed lemon juice and 3/4 cup of water in spray bottle. Sprits lemon water onto your hair but do not saturate scalp. Leave mixture on your hair for 2 hours, spending not less than 30 minutes in the sun. Be sure not to get lemon juice on your skin before going in the sunlight. Repeat these steps at least once a week, and you will notice that your hair is significantly lighter.

Lemons cleanse the face and body.

Lemon will deep cleanse the excessive sebum build up on the skin which attracts dirt and bacteria. Lemon is also one of nature’s best astringents and will tone the skin without drying. If you're not sure about what's skulking inside your favorite face or body wash, you can always be certain with a homemade cleanser made out of lemon juice, yogurt and an essential oil like lavender or chamomile. Massage this on to remove dirt and bacteria, while moisturizing your skin at the same time.

They soothe cracked lips.

Another overnight beauty treatment that only requires slicing open a lemon is an exfoliate for cracked lips. Rub the fruit onto your pucker, and then wash off the next morning. The lemon juice will remove any dead skin cells so that your lipstick goes on super smooth.

Source:http://www.huffingtonpost.in/entry/lemon-beauty-benefits_n_3743905

Dark leafy green vegetables..

 Dark leafy green vegetables:

·        Greens are naturally low in salt and fat.

·        Greens are good sources of fiber.

·        Are rich in vitamins A, C, K and folate.

·        Greens are high in the minerals calcium, iron, potassium and magnesium.

·        Offer protection against heart disease.

·        Greens Can help slow insulin resistance, which can often be a pre-cursor to diabetes.

·        It May help decrease the risk of developing pancreatic and prostate cancer.

·        Are so low in calories that they are often considered a “freebie” in most diets.

·        These Are rich in protective antioxidants such as beta carotene and lutein,
it help prevent many chronic diseases.

·        It May help improve memory.

People may have gained health benefits from wild greens over 200,000 years ago. Today, greens are known as one of the healthiest vegetables, and also they’re inexpensive. Organic greens may be healthier than conventional non-organic greens due to their defensive response to getting bitten by bugs.

The calcium in green leafy vegetables is more effectively absorbed by the body than that found in cow’s milk. Potassium from dark greens may be anti-inflammatory and may prevent strokes and heart disease.  Greens can also have an antioxidants, iron, zinc, and magnesium, a nutrient that may lesser the risk of a range of health concerns including diabetes, heart disease and sudden cardiac attack.  Fresh organic Dark Greens are the best source of plant-based nitrates. Nitrates from a plant-based diet are very useful for human body. In fact, nitric oxide formed from plant-based nitrate may play a vital role in the prevention of high blood pressure and heart disease. Eating whole plant foods is likely better for your health than taking expensive and (harmful) supplements.  For example, folate, which can lower the risk of depression, in greens appears preferable to folic acid supplements. Many nutrients found in organic greens vegetables are fat soluble, which means including some healthy whole food fats like nuts and seeds, in a meal can help you better absorb the phytonutrients.  Plant-based diets, including greens, tend to be alkaline-forming, which may help protect your muscle mass and reduce the risk of gout and kidney stones. High consumption in particular of dark green leafy and cruciferous vegetables may be linked to lower rates of cognitive decline. Greens can be an important part of a plant-based diet that could reduce risk for cardiac disease and heart attack. Some valuable nutrients are destroyed by cooking, but some nutrients become more absorbable. So, a mix of cooked and raw vegetables, including greens, may be the best. Smoothies may also be a great source to get all of the nutrients greens have to offer. Although make sure to drink whole food smoothies (not made from juice), and it may be better to use a straw to prevent enamel erosion.

Consuming at least one serving a month of greens appears to reduce the risk of glaucoma by 69%. Zeaxanthin and Lutein, nutrients found greens, also appear to be protective against cataracts and macular degeneration. Greens consumption is also linked with increased physical attractiveness, reduced scares, improved dental health, facial wrinkling, better immune system, and may reduce free radical DNA damage.

Two to three daily servings of greens may help clear the human papilloma virus, which can cause cancer. Eating dark green leafy vegetables may also reduce risk for kidney cancer, breast cancer and lymphoma, and overall cancer risk. Adding mustard powder to cooked greens can boost sulforaphane levels to help protect against cancer.

Overall, most people in the U.S. fall short in meeting guidelines set by the USDA. For example, nine out of ten Americans could not meet the recommended minimum for vegetables (nine servings a day), including dark green leafy vegetables.

Source: http://nutritionfacts.org/topics/greens/page/8/